NAIFF Scheme – National Agriculture Infra Financing Facility
Government-Backed Funding Support to Build Strong Agriculture Infrastructure
Central sector scheme providing medium-long term debt financing facility for investment in viable projects for post-harvest management infrastructure and community farming assets.
Who Can Apply?
Individual Farmers
Small, marginal, and commercial farmers building agricultural storage or processing units.
FPOs & Farmer Collectives
Farmer Producer Organisations (FPOs) and Primary Agricultural Credit Societies (PACS).
Self Help Groups (SHGs)
SHGs and Federations engaged in post-harvest management or primary processing.
Agri Startups & Entrepreneurs
Registered startups creating technology-driven agricultural supply chain & cold chain assets.
Joint Liability Groups (JLGs)
Registered JLGs and Multipurpose Cooperative Societies in agricultural logistics.
Central / State Agencies
Local bodies, State Agencies, and APMCs setting up post-harvest management projects.
Key Features
₹2 Crore Funding Limit
Loans up to ₹2 Crore attract interest subvention of 3% per annum for up to 7 years.
3% Interest Subvention
Subsidized loan interest rate reduces project financing cost significantly.
Post-Harvest Infra Focus
Ideal for cold storages, warehouses, sorting/grading units, solar power agri pumps, and silos.
Credit Guarantee Cover
Credit guarantee coverage available under CGTMSE for loans up to ₹2 Crore.
Simple Online Portal
Seamless application submission through Agri Infra Fund portal with expert assistance.
End-to-End Consultancy
Satya Support handles detailed project reports (DPR), bank coordination & subsidy sanctioning.
Scheme Benefits
Application Process
Project Identification & DPR
Identify the agri-infrastructure project and prepare a Detailed Project Report (DPR) with financial viability.
Online Application Filing
Upload project details, applicant registration, and bank choice on the NAIFF Agri Infra Fund portal.
Bank Appraisal & Sanction
Participating bank evaluates the project report, verifies documents, and sanctions the term loan.
Subsidy Approval & Disbursement
Interest subvention of 3% is approved and credited directly to the loan account during repayment.
Documents Required
Frequently Asked Questions
What is NAIFF (National Agriculture Infra Financing Facility)?
NAIFF is a government-backed scheme that provides medium to long-term debt financing with 3% interest subvention for establishing post-harvest management infrastructure and community agricultural assets.
What is the maximum loan amount under NAIFF eligible for 3% subsidy?
Loans up to ₹2 Crore per project carry a 3% interest subvention per annum for a maximum duration of 7 years.
Who can apply for NAIFF scheme?
Individual Farmers, FPOs, SHGs, JLGs, Agri-Startups, PACS, Multipurpose Cooperatives, and Agri-Entrepreneurs setting up eligible infrastructure projects.
What projects are eligible under NAIFF?
Cold storages, pack houses, warehousing, sorting & grading units, silos, primary processing units, ripening chambers, solar pumps, and smart agriculture tech.
How can Satya Support help me apply for NAIFF?
Satya Support assists you with project viability analysis, DPR preparation, bank liaison, online NAIFF portal registration, and end-to-end subsidy tracking.
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